I have a regular source of income.
I receive at least $1000/month.
I have a bank account.
I have read and agree to the Terms & Conditions of this website.

How to Avoid Being Scammed

Sadly, the short-term lending industry is replete with unscrupulous providers. Protect yourself by knowing how to avoid payday loan scams and excessive fees.

Use a Referral Service

Choosing a lender on your own can be dangerous, as you have no way of knowing the good lenders from the bad. Unless you've had previous experience with online payday cash loans, you would probably be better off using an independent referral service like our site. We partner with lenders that have been around for a long time and have many satisfied customers to show for it. We will help you get online payday cash loans from a respected lender you can trust.

Know Your Rights

Many states have laws limiting the interest rates that lenders can charge you for the convenience of borrowing. You can find these laws by checking online or consulting the FTC's website. If you are a member of the military, there are special federal restrictions on how much you can be charged for such loans.

Don't Ignore the Fine Print

With online largecashloans.com payday advances, the fine print contains some of the most important and relevant information to you as a borrower. Your consumer loan agreement contains a wealth of critical information, and you should read this document thoroughly. Things to pay attention to include your interest rate (APR), loan due date, charges and fees, and repayment terms. According to federal law, your lender must put your APR in bold on your consumer loan agreement. This number will tell you the true cost of online payday cash loans.

Ask Questions

You might have read the agreement for borrowing, but you still don't completely understand everything. If so, don't be afraid to ask your lender questions before you sign your agreement. You will typically talk to a representative before you complete the application process, and you can ask him or her any questions you may have about your agreement.

Pay on the Original Due Date

Though this will vary by lender, some advances can be extended for extra payment time. This, of course, will cost you an additional fee. If possible, pay your loan on the original due date to avoid a cycle of extensions and additional finance charges. Please read our Frequently Asked Questions page if you have any inquiries.

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